Speak with our UK equity release specialists: 
Standard Life equity release plans reviewed (and calculator)
CertCII (MP & ER)
I have been recommending Standard Life lifetime mortgages for years. But are their plans any good, and how do they compare to the competition?
Key takeaway
Standard Life offers the most popular type of equity release, a lifetime mortgage. All Standard Life lifetime mortgages meet the Equity Release Council standards and afford you their protections. Their Horizon plans offer unique features, including downsizing protection from day one.
Standard Life equity release plans
Standard Life withdrew from the equity release market in 2025. Their Horizon equity release plans are now available through More2Life - offering the broadest range of lifetime mortgages in the market.
We have access to every equity release plan in the market, including the Horizon lifetime mortgage, now offered by More2Life.
Use our equity release calculator to compare plans from accross the market and find the best interest rate and loan amounts available.
Or, to find out more about the Horizon lifetime mortgage, read my full review on More2Life equity release plans.
Borrowing more on an existing Standard Life equity release plan
If you have an existing equity release plan with Standard Life, we can help you assess the best way to borrow additional funds.
Where you have a reserve facility in place (from a drawdown plan), you can contact Standard Life directly on 0800 068 0212 to request additional funds.
However, I always suggest that you compare additional borrowing with Standard Life to the cost of moving to a different lender.
We will require your authority to discuss your existing plan with Standard Life. Please complete the form below so that we can send you a Letter of Authority to complete, sign, and return so that we may speak with Standard Life.
Letter of Authority
Complete the form below to create a Letter of Authority for you to sign so we can speak with Standard Life regarding your existing equity release plan.
If you have further questions, why not speak with one of our qualified advisors?
Call us on 0207 158 0881 or use our online form to book your FREE consultation.
This guide is for information only and does not constitute financial or legal advice.
Equity release may involve a lifetime mortgage or home reversion plan and is not suitable for everyone.
It can reduce the value of your estate and may affect your entitlement to means-tested benefits.
To understand the full features and risks, ask for a personalised illustration.