Equity Release Guides & Advice Hub

Most Popular Equity Release Guides

Latest Equity Release interest rates Martin Lewis: What does he think about equity release? Equity release age limits Alternatives to equity release Equity release companies to avoid

Start Here: Understanding Equity Release

New to equity release? These guides explain how it works, the pros and cons, and what to consider before making any decisions.

What is the catch with equity release? Is Equity Release a good idea? 4 little known truths about equity release Martin Lewis: What does he think? Alternatives to equity release The different types of equity release Equity release vs lifetime mortgages Equity release horror stories Equity release companies to avoid Which banks offer equity release?

Can You Get Equity Release?

Discover who qualifies for equity release, how lenders assess applications, and how much you may be able to release.

Equity release age limits Equity release at age 55 Equity release under 55 Can you be refused equity release? Equity release with bad credit Equity release when unemployed Can you get equity release with a mortgage? Does equity release require a credit check? Equity release for high value properties Medically enhanced lifetime mortgages Will equity release affect benefits?

Costs, Interest Rates & Repayment

Understand interest rates, repayment options, fees, penalties, and how equity release affects your long-term finances.

Latest equity release interest rates How long do equity release rates last? Are equity release interest rates fixed? How much does equity release cost? How much do equity release advisers charge? Equity release with low ERCs Can I repay my equity release? Repaying equity release before death When equity release needs repaying How does equity release get paid back? Equity release without compound interest How GILT yields impact equity release Could existing clients save thousands by switching? What happens to equity release upon death?

What Can Equity Release Be Used For?

What can equity release be used for? Supplementing income Debt consolidation Helping family buy a home Home & garden improvements Early retirement Divorce settlements Repaying an interest-only mortgage Using equity release to purchase property Inheritance tax planning Equity release and your state pension

Property Types & Special Situations

Non-standard construction homes Ex-council properties New build properties Properties with an annexe Spray foam insulation Leasehold properties Freehold flats Joint ownership Tenants in common Renting out your property Moving home with equity release Who holds the title deeds? Equity release and home insurance

The Process, Advice & Legal Considerations

What happens at advice meetings? Questions to ask your adviser Equity release solicitors explained How long does equity release take? How to access your reserve facility What happens upon death? What happens if your lender goes bust? Can you get equity release before Christmas?