Help children get on to the property ladder

Help your children get on the property ladder using equity release

We all like to think that, when the time comes, we’ll be in a financial position to help our children onto the property ladder. Unfortunately, with the low interest rates and the rising costs of living many of us find that we just don’t have the savings available to help with that all-important deposit. This can be even more frustrating if you have a large amount of capital tied up in your home but do not wish to move or downsize.

Equity release gives you the power to free up money locked away in your home while continuing to live in your property for as long as you wish. There is a wide selection of plans available with many giving you the option to take a large lump sum upfront. Most require no repayment until after the property is sold meaning it can be a great solution to enable you to help your children financially while continuing to live your life in your home as normal.

So far thousands of people across the UK have used the capital in their homes to help their children and to fund a more comfortable retirement. There are no restrictions on how the money is spent so, after helping your family, you may want to consider using some of the money released to treat yourself too!

As long as you are aged 55 years or over, own your property outright or have only a small mortgage then there is a very good chance you will be entitled to release equity from your home.

UK house prices continue to rise at an alarming rate with the average property now costing in excess of £200K. For many young people the idea of owning their own home now seems like a distant dream. To speak to an advisor about how you could use equity release to make your children’s home owning dream a reality call 0207 158 0881 and speak to one of our trusted advisors. You can also find out how much equity you could release from your home using our free equity release calculator.

For your benefit and protection we are fully regulated by the Financial Conduct Authority.

Equity Release Calculator

Our equity release calculator is FREE and easy to use. Simply complete the form below.

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We compare the market and recommend products from the following lenders

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Most plans allow you to:

  • Maintain 100% home ownership
  • Unlock a tax-free lump sum of money
  • Continue to live in your own home
  • Make no monthly repayments

Why use our calculator?

  • No time wasting – what you see is what you get. Our calculator is a one step process
  • Instant results – the results of your calculation will be displayed as soon as you complete our one step process. We’ll even email you a copy
  • Expert assistance – our equity release advisers are ready to answer any of your queries
  • No pressure – at Money Release there’s never any pressure to proceed and no-obligation to commit to anything!
Equity release is not right for everyone and may involve a lifetime mortgage or home reversion plan.
If you are considering Equity Release we recommend you read through is equity release right for me? carefully.
We have also created a Myth Buster for further useful reading.
Equity release can impact your entitlement to mean tested benefits and will impact the value of your estate.
To understand the full features and risks of an Equity Release plan ask for a personalised illustration.
Money Release Limited is registered in England No. 09332792. Registered office: Harwood House, 43 Harwood Road, London, SW6 4QP.
Money Release Limited is authorised and regulated by the Financial Conduct Authority. FCA registered number 679004.
The content of this website is provided for information purposes only. Nothing within this website should be construed as investment advice and should not be relied upon.
The information contained within this website was obtained from sources believed to be reliable but no guarantee is given to its accuracy and completeness. Money Release Limited is under no obligation to update, modify or amend the information and it does not accept any liability for any loss or damage, however caused, arising from any errors, omissions, or reliance on any information or views contained in this website.